Legends West Bank
Accounts and Fees
Regular Checking One
Minimum to Open: $50.00
Account Fees: $6.00 Base Service Charge if minimum daily banance is below $250.00 in
statement cycle
+ Free Visa Check Card to qualifying accounts
+ Free Notary Services
62+ Checking
Minimum to Open: $50.00
Account Fees: $5.00 Base Service Charge is applied if balance drops below
$100.00 during statement cycle.
+ Primary account holder must be at least 62 years of age
+One free box of checks per year per holder over 62
+Free Visa Check Card to qualifying accounts
+Free Notary Services
Free Checking
Minimum to Open: None
Account Fees: Free
+ No minimum balance requirement
+ Free Notary Services
+ Free check safekeeping
Student Checking
Minimum to Open: None
Account Fees: Free
Must be a full-time student (12 or more hours per semester)
Must have a parent or guardian as joint account holder
+First box of checks free
+ Free Visa Check Card to qualifying accounts
+ Free Notary Services
Now Account
A checking account which pays interest at the current rate on the ledger
Minimum to Open: $1,000.00
Account Fees: $7.50 Base Service Charge if minimum daily balance falls
below $1,000.00 in cycle period
+ Free Notary Services
+ Free Visa Check Card to qualifying accounts
Money Market Accounts
This account earns the highest rate of interest for cash management accounts.
The average daily balance determines the interest rate this account earns.
This is a cash management account and is allowed a limited number of
transactions per month.
Minimum to Open: $2,500.00
Account Fees: $7.50 Base Service Charge if minimum falls below $2,500.00 in
cycle period.
+ Free Notary Services
Savings Accounts
An interest bearing account with a limited number of transactions per cycle.
Minimum to Open: $50.00
Account Fees: If minimum average balance falls below $50.00 in the cycle period, a $5.00 Base
Service Charge will be assessed. A $1.00 fee per withdrawal
after 6 withdrawals in cycle will be assessed.
+ Free Notary Services
+ Free Visa Check Card to qualifying accounts
IRA's
Individual Retirement Accounts:
We offer Traditional, ROTH and Educational IRA's.
Certificates of Deposit
Terms ranging from 3 month to 36 months
$500.00 minimum deposit to open
Substantial penalty for early withdrawal
Rates available on request
Other Account Fees
The following fees apply to all of your accounts with us:
Levies & Garnishments: $35.00
Research: $20.00/hr with a $20.00 minimum
The following fee applies to all of your accounts with us except Certificates
of Deposit and Time Deposit Accounts:
Account Reconciliation: $20.00/hr with a $20.00 minimum
The following fees apply to Checking, NOW Accounts and Money Market Accounts:
An overdraft fee applies to overdrafts created by check, in-person withdrawals
or other electronic means:
Overdraft Charge: $25.00 per item
NSF Payment Fee: $20.00 per item
Stop Payment Fee: $15.00 per item
Visa Check Card
Monthly Fee: Free
Manual Card Replacement Fee: $5.00
Miscellaneous Fees and Charges
Amortization Schedule: $5.00
Balance Inquiry: Free
Cashier's Check/Money Order: $5.00
Coin Counting: Free
Dormant Account: $5.00
Escrow Fees: $25.00/year annual pay
Escrow Fees: $50.00/year monthly pay
Fax - Outgoing: $2.00 for 1st page, $0.50 for additional pages
Fax - Incoming: $3.00 for 1st page, $0.50 for additional pages
Night Deposit Service: Free
Notary Fees: $10.00 for non-customers, free for bank customers
Photo Copies: $0.50 per copied page
Print Out Inquiry: Free
Wire Transfers: $15.00
Direct Deposit
Preauthorized EFT's: Free
+ Accept direct deposits from t he US Treasury Department to your
checking or savigns account
+ Accept direct deposits from your employer or other financial institutions
to your checking or savings account
Safe Deposit Box
3 x 5 x 24: $12.00
3 x 10 x 24: $12.00
10 x 10 x 24: $45.00
5 x 5 x 24: $15.00
5 x 10 x 25: $30.00