Legends West
Bank
Accounts and Fees
Regular Checking
One
| Minimum to Open: |
$50.00 |
| Account Fees: |
$6.00 Base Service Charge if minimum daily balance is below $250.00 in statement
cycle |
- Free Visa Check Card to qualifying accounts
- Free Notary Services
Free Checking
| Minimum to Open: |
None |
| Account Fees: |
Free |
- No minimum balance requirements
- Free Notary Services
- Free check safekeeping
Now Account
A checking account which pays interest at the current rate on the
ledger
| Minimum to Open: |
$1,000.00 |
| Account Fees: |
$7.50 Base Service Charge if minimum daily balance falls below $1,000.00 in cycle period |
- Free Notary Services
- Free Visa Check Card to qualifying accounts
Money Market Accounts
This account earns the highest rate of interest for cash management
accounts. The average daily balance determines the interest rate this account earns. This is a cash
management account and is allowed a limited number oftransactions per month.
| Minimum to Open: |
$2,500.00 |
| Account Fees: |
$7.50 Base Service Charge if minimum falls below
$2,500.00 in cycle period. |
Savings Accounts
An interest bearing account with a limited number of transactions per
cycle.
| Minimum to Open: |
$50.00 |
| Account Fees: |
If minimum average balance falls below $50.00 in the cycle period, a $5.00 Base Service Charge will be assessed. A $1.00 fee per
withdrawal after 6 withdrawals in cycle will be assessed. |
- Free Notary Services
- Free Visa Check Card to qualifying accounts
IRA's
Individual Retirement Accounts: We offer Traditional and ROTH IRA's.
Certificates of Deposit
Terms ranging from 3 month to 36 months
$500.00 minimum deposit to open
Substantial penalty for
early withdrawal
Rates available on request
Other Account Fees
The following fees apply to all of your accounts with us:
| Levies & Garnishments: |
$35.00 |
| Research: |
$20.00/hr with a $20.00 minimum |
The following fee applies to all of your accounts with us except Certificates of Deposit and Time
Deposit Accounts:
| Account Reconciliation: |
$20.00/hr with a $20.00 minimum |
The following fees apply to Checking, NOW Accounts and Money Market Accounts:
An overdraft fee
applies to overdrafts created by check, in-person withdrawals or other electronic means:
| Overdraft Charge: |
$25.00 per item |
| NSF Payment Fee: |
$20.00 per item |
| Stop Payment Fee: |
$15.00 per item |
Visa Check Card
| Monthly Fee: |
Free |
| Manual Card Replacement Fee: |
$5.00 |
Miscellaneous Fees and Charges
| Amortization Schedule: |
$5.00 |
| Balance Inquiry: |
Free |
| Cashier's Check: |
$5.00 |
| Coin Counting: |
Customers only – Free |
| Dormant Account: |
$5.00 |
| Escrow Fees: |
$25.00/year annual pay |
| Escrow Fees: |
$50.00/year monthly pay |
| Fax - Outgoing: |
$2.00 for 1st page, $0.50for additional pages |
| Fax - Incoming: |
$3.00 for 1st
page, $0.50 for additional pages |
| Night Deposit Service: |
Free |
| Notary Fees: |
$10.00 for non-customers, free
for bank customers |
| Photo Copies: |
$0.50 per copied page |
| Print Out Inquiry: |
Free |
| Wire Transfers: |
$15.00 |
Direct Deposit
| Preauthorized EFT's: |
Free |
- Accept direct deposits from the US Treasury Department to your
checking or savings account
- Accept direct deposits from your employer or other financial institutions
to your checking or savings account
Safe Deposit Box
| 3 x 5 x 24: |
$12.00 |
| 3 x 10 x 24: |
$12.00 |
| 10 x 10 x 24: |
$45.00 |
| 5 x 5 x 24: |
$15.00 |
| 5 x 10 x 25: |
$30.00 |